Insurance
Livestock, Poultry and Beehives Insurance

The subject of the insurance is:

• large horned animals (cattle and buffalo) – over three months old;
• single-hoofed animals (horses, mules, and donkeys) – aged between 1 and 10 years inclusive;
• small horned animals (sheep and goats) – over three months old;
• breeding pigs – over six months old. Young pigs and pigs for fattening with a live weight of over twenty kilograms;
• birds (young, laying hens, and broilers) raised under intensive conditions;
• beehives;

The following may be insured under special conditions:

• dogs;
• sport and thoroughbred horses;
• ducks and geese for foie gras production (liver production)
• breeding (elite), luxury, decorative, and competition animals and birds.

The insurance is concluded on the basis of a completed Proposal-Declaration form by the insured. The sum insured for the individual types of animals, groups, and age is determined by mutual agreement, but should be in line with market and purchase prices depending on breed, age, productive qualities, breeding area, and in accordance with the Table of average insurance sums for animals, birds, and beehives, which is periodically updated by the insurer.

The term of the insurance is 12 months.

The insurance premium is determined depending on the type of insured objects, the insurance amount, and the risk coverage clauses.

In the event of damage, the insured shall notify the insurer and a veterinary specialist in writing within 24 hours (for settlements outside the municipality – within 3 days), providing an opportunity for an on-site inspection to identify the object and establish the actual causes and extent of the damage.

Bonuses and discounts – the insurer provides discounts for no claims in the previous period, for comprehensive insurance, and others, as agreed