WHY TO CHOOSE "OZK - Insurance"?
- Minimum required premium for signing a insurance contract - 200 BGN;
- 24/7 free road assistance on the territory of Bulgaria;
- Free coverage abroad;
- For vehicles up to FOUR years from manufacturing year, indemnity includes repair of the motor vehicle in a repair shop authorized by the vehicle make at the expense of OZK INSURANCE. This right can benefit
- and vehicles over 4 up to 6 years and sum insured over BGN 15 000 against payment of a minimum additional premium
- For motor vehicles up to THIRTEEN years from manufacturing year, indemnity includes repair of the motor vehicle in a trustworthy repair shop at the expense of OZK INSURANCE . This right can benefit and vehicles over 13 up to 15 years and sum insured over BGN 7 000 against payment of a minimum additional premium;
- A minimum premium have to be paid for the right to repair of the motor vehicle in a trustworthy repair shop - 400 BGN for cars and vans up to 3.5 tons / 500 BGN for heavy vehicles of weight over 3.5 tons, buses, trailers and semi-trailers over 1.5 tons;
- Without requirements for installation of alarm system;
BONUSES AND DISCOUNTS (up to 30%):
- One off payment - 5% discount;
- New customer - 15% discount;
- Per insured vehicle by a legal entity or family members, depending on the number - up to 15% discount;
- If indemnification by an expert opinion is chosen instead of trustworthy repair shop –- 10% discount;
- If a trustworthy repair shop is chosen instead of exercising the right for an official repair shop of the vehicle make – 10% DISCOUNT;
- No claim in the previous year: 20% discount;
- If there are claims in the previous year, but the client is with a low claims ratio for two consecutive years - 15% discount;
- 5 % discount for every one of the of the following insurances valid in OZK INSURANCE:
- MOTOR THIRD PARTY LIABILITY;
- Property insurance;
- Industrial fire insurance
- Others - subject to individual negotiation.
The insurance indemnity is payable either in cash or by bank transfer within 15 days after presentation of all documents required by OZK Insurance to certify the occurrence of the insured event and the amount of indemnity
The Casco Insurance can be taken out in the head office of OZK Insurance, in its epresentative offices and through the brokers and agents of the company.
Insurance coverage:
The risks covered are combined in two different clauses
FULL CASCO
- Fire and Natural Disasters
- Accident
- Malicious acts of third parties
- Theft of the entire vehicle
- Robbery of the entire vehicle
PARTIAL CASCO
- Fire and Natural Disasters
- Accident
- Malicious acts of third parties
Additional indemnity and expedient expenses for:
- Reduction and/or limitation of the extent of damages to your motor vehicle;
- Motor vehicle towing from the place of accident to the nearest automobile repair shop or to your home;
- Responsible storage of your motor vehicle for a period no longer than 1 month;
- Interior car cleaning.
Period of insurance: 1 /one/ year
